| Deposit Products* |
Rates |
A.P.Y. (Annual Percentage Yield) |
| Passbook Savings |
.25% |
.25% |
| Now - $1000 minimum balance |
.20% |
.20% |
| Money Market Savings |
|
|
| Tier 1 $0-$24,999 |
.20% |
.20% |
| Tier 2 $25,000 - $49,999 |
.35 |
.35 |
| Tier 3 $50,000 and over |
.50 |
.50 |
| *Variable Rate. Fees may reduce earnings. |
| Certificates of Deposit** |
Rates |
A.P.Y. (Annual Percentage Yield) |
| 91 Day |
.20% |
.20% |
| 182 Day |
.40% |
.40% |
| 12 Month |
.50% |
.50% |
| 18 Month |
.70% |
.70% |
| 24 Month |
.85% |
.85% |
| 30 Month |
.95% |
.95% |
| 36 Month |
1.15% |
1.15% |
| 48 Month |
1.44% |
1.45% |
| 60 Month |
1.64% |
1.65% |
| ** Substantial penalty for early withdrawal. |
| Individual Retirement Accounts-Traditional** |
Rates |
A.P.Y (Annual Percentage Yield) |
| 91 Day |
0.20% |
0.20% |
| 182 Day |
0.40% |
0.40% |
| 12 Month |
0.50% |
0.50% |
| 18 Month |
0.70% |
0.70% |
| 24 Month |
0.85% |
0.85% |
| 30 Month |
0.95% |
0.95% |
| 36 Month |
1.15% |
1.15% |
| 48 Month |
1.44% |
1.45% |
| 60 Month |
1.64% |
1.65% |
| ** Substantial penalty for early withdrawal. |
| Individual Retirement Accounts-Roth** |
Rates |
A.P.Y. (Annual Percentage Yield) |
| 12 Month |
0.50% |
0.50% |
| 24 Month |
0.85% |
0.85% |
| 36 Month |
1.15% |
1.15% |
| 48 Month |
1.44% |
1.45% |
| 60 Month |
1.64% |
1.65% |
| ** Substantial penalty for early withdrawal. |
