| Deposit Products* |
Rates |
A.P.Y. (Annual Percentage Yield) |
| Passbook Savings |
.75% |
.75% |
| Now - $900 minimum balance |
.5% |
.5% |
| Money Market Savings |
  |
  |
| Tier 1 $0-$24,999 |
1.00% |
1.00% |
| Tier 2 $25,000-$49,999 |
1.25 |
1.25 |
| Tier 3 $50,000 and over |
1.50 |
1.50 |
| *Variable Rate. Fees may reduce earnings. |
| Certificates of Deposit** |
Rates |
A.P.Y. (Annual Percentage Yield) |
| 91 Day |
1.49% |
1.50% |
| 182 Day |
1.74% |
1.75% |
| 12 Month |
1.99% |
2.00% |
| 18 Month |
2.09% |
2.10% |
| 24 Month |
2.23% |
2.25% |
| 30 Month |
2.48% |
2.50% |
| 36 Month |
2.57% |
2.60% |
| 48 Month |
2.72% |
2.75% |
| 60 Month |
2.97% |
3.00% |
| ** Substantial penalty for early withdrawal. |
| Individual Retirement Accounts-Traditional** |
Rates |
A.P.Y (Annual Percentage Yield) |
| 91 Day |
1.99% |
2.01% |
| 182 Day |
2.24% |
2.26% |
| 12 Month |
2.49% |
2.52% |
| 18 Month |
2.59% |
2.62% |
| 24 Month |
2.73% |
2.76% |
| 30 Month |
2.98% |
3.02% |
| 36 Month |
3.07% |
3.11% |
| 48 Month |
3.22% |
3.27% |
| 60 Month |
3.47% |
3.53% |
| ** Substantial penalty for early withdrawal. |
| Individual Retirement Accounts-Roth** |
Rates |
A.P.Y. (Annual Percentage Yield) |
| 12 Month |
2.24% |
2.26% |
| 24 Month |
2.73% |
2.76% |
| 36 Month |
3.07% |
3.11% |
| 48 Month |
3.22% |
3.27% |
| 60 Month |
3.47% |
3.53% |
| ** Substantial penalty for early withdrawal. |