Business Banking

We understand the unique nature of doing business in our community. After all, we're a local business, too! We are prepared to cut through the red tape that may slow you down at other banks. We get to know our customers and pride ourselves on offering personal service.

Some of our services include:

• Free Business Checking Accounts
• Business ATM/Checkcards
• Construction Loans
• Inventory/Operating Loans
• Lines of credit
• New Small Business Loans
  
   

FREE CHECKING

Dakota Heritage State Bank offers FREE checking on
personal and business accounts.

• No minimum balance to maintain
• Unlimited transactions
• FREE Advantage ATM/Debit Card available
• Monthly Statements with Check Images
• FREE Statement Binder
• FREE Internet Banking

ATM & VISA CHECK CARD¹

FREE with Dakota Heritage State Bank Checking Accounts

• Use at ATM machines for Cash
• Make purchases anywhere VISA debit cards are accepted
• Transactions deducted from your checking account
• Purchases and withdrawals appear on your monthly bank statement
• Accepted locally and worldwide

PASSBOOK SAVINGS

Our variable interest rate Passbook Savings account
Offers an opportunity to begin building wealth for the future.

• Interest is paid on the ledger balance
• Interest credited to the account semi-annually
• Four free withdrawals are allowed per month. A fifty-cent charge for each additional withdrawal up to a limit of six withdrawals per month.

NOW ACCOUNTS

• $1000.00 minimum balance, If average available balance drops below $1000.00 any day a fee of $5.00 per month is charged.
• Interest is calculated by the daily available balance method.
• Unlimited Transactions
• FREE Advantage ATM/Debit Card available
• Monthly Statements with Check Images
• FREE Statement Binder
• FREE Internet Banking

Individuals & Sole proprietor Businesses only are eligible for NOW Account

MONEY MARKET ACCOUNTS

• Minimum balance of $1000.00 is required. If average available balance drops below $1000.00 any day a fee of $5.00 per month is charged.
• Interest is calculated by the daily available balance method.
• FREE Statement Binder
• FREE Internet Banking

Withdrawals and Transfers per month limited :
The combined total of transactions you make during a statement cycle cannot in any event exceed 6 and no more than 3 of these 6 can be by check, draft, or similar order to third parties.

CERTIFICATE OF DEPOSIT

Watch your money grow in one of our Certificate of Deposit (CD) accounts.

Terms range from 91 days to 60 months.
A minimum of $500.00 is required to open a CD account.

CURRENT CD RATES at Dakota Heritage State Bank

1 Subject to Qualification

For more information on our Business Banking Services,
email us at: customerservice@dakotaheritage.com